Vivup is a comprehensive employee benefits platform that offers a range of services designed to enhance employee well-being and engagement. One of its key offerings is the Home & Electronics Salary Sacrifice Scheme, which enables employees to acquire various home and technology products through manageable, interest-free payments deducted directly from their gross salary.

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A Brief Overview of Vivup's Offerings

The Home & Electronics Salary Sacrifice Scheme allows employees to purchase a wide array of products, including:

• Mobile Phones: Access to the latest smartphones with payments spread over 12 or 24 months.
• Furniture and Lighting: Options to acquire beds, couches, lamps, and other household furnishings.
• Home Essentials: Items such as kitchen utensils, dining sets, and home décor.
• Televisions and Entertainment Systems: The latest TVs and gaming consoles.
• Desktop Computers and Laptops: A range of computers and laptops from trusted brands.
• Garden Tools and Furniture: Products including BBQs, power tools, sheds, and outdoor furniture.
• White Goods: Essential appliances like fridges and dishwashers.

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Employees can select desired items, and upon employer approval, the products are delivered directly to their homes. Payments are then deducted from their gross salary over an agreed period, making high-quality products more accessible without the need for credit checks or upfront payments.

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The Main Benefits for Employees

1. Financial Flexibility: By spreading the cost of purchases over time through salary deductions, employees can manage their finances more effectively, avoiding large one-time expenses.
2. Interest-Free Payments: The scheme offers interest-free payments, making it a cost-effective alternative to credit cards or loans.
3. Access to a Wide Range of Products: With over 70,000 home and technology items available, employees have the flexibility to choose products that best meet their personal needs.
4. No Credit Checks Required: The absence of credit checks makes the scheme accessible to all employees, regardless of their credit history.
5. Convenient Delivery: Products are delivered directly to employees' homes, adding convenience to the purchasing process.

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The Main Benefits for Employers

1. Enhanced Employee Satisfaction: Providing access to desirable products through manageable payments can boost employee morale and job satisfaction.
2. Improved Recruitment and Retention: Offering such benefits makes the organisation more attractive to potential hires and helps retain existing staff.
3. Support for Financial Well-being: Assisting employees in acquiring necessary items without financial strain contributes to their overall well-being, potentially reducing stress-related absenteeism.
4. Low Administrative Burden: Vivup manages the majority of the administrative processes, minimising the workload for HR departments.
5. Alignment with Corporate Social Responsibility: Providing such benefits demonstrates a commitment to employee welfare, enhancing the organisation's reputation.

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Special Features to Highlight

• Extensive Product Range: The scheme includes a vast selection of products from trusted retailers, ensuring quality and variety.
• User-Friendly Platform: Vivup's platform is designed for ease of use, allowing employees to browse and select products effortlessly.
• Dedicated Support: Vivup offers comprehensive support to both employees and employers, ensuring a smooth experience from selection to delivery.
• Customisable Scheme Limits: Employers can set spending limits to align with company policies and ensure affordability for employees.
• Positive Employee Feedback: Users have praised the scheme for its excellent service and the financial relief it provides by allowing payments through salary deductions.

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In summary, Vivup's Home & Electronics Salary Sacrifice Scheme offers a valuable opportunity for employees to access essential and desirable products in a financially manageable way. For employers, it serves as a tool to enhance employee engagement, satisfaction, and well-being, contributing positively to organisational culture and productivity.