A Brief Overview of Maji’s Offerings

Maji is a UK-based financial wellbeing platform dedicated to improving employees' financial health. Maji’s offerings include tailored financial education programs, personalised money management tools, and access to professional financial advisors and coaches. The platform is designed to make complex financial planning approachable and actionable for everyone, regardless of their financial knowledge or situation. Maji also supports employers by offering data-driven insights to inform their financial wellbeing strategies, ensuring the program delivers measurable results.

The platform seamlessly integrates into workplace benefits programs, providing tools like household budget tracking, pension planning, and salary sacrifice schemes for tax-efficient savings. With Maji, financial wellbeing becomes an accessible and integral part of employee benefits.

The Main Benefits for Employees

Maji offers a variety of unique benefits that directly enhance employees' financial wellbeing:

1. Personalised Financial Coaching: Employees have access to one-on-one coaching sessions with certified financial professionals who provide personalised advice on topics such as budgeting, debt management, and retirement planning. This ensures tailored guidance that aligns with individual goals.
2. Comprehensive Money Management Tools: Maji’s platform allows employees to track all their finances in one place, including savings, investments, pensions, properties, and loans. The 360-degree view helps employees make informed decisions and manage their money effectively.
3. Real-Time Budgeting: With automatic budgeting tools that categorise spending and highlight areas for improvement, employees can stay on track with their financial goals and avoid overspending.
4. Stress-Free Support: Financial stress is one of the leading causes of mental health issues. Maji’s educational resources, real-time tracking, and professional advice help alleviate this stress, leading to improved mental health and overall well-being.
5. Access to Pensions and Benefits Optimisation: Employees can maximise workplace pensions and benefits using Maji’s salary sacrifice tools, which simplify contributions and ensure employees are making the most of their workplace offerings.

The Main Benefits for Employers

Maji also delivers measurable value to employers, enhancing workplace productivity and satisfaction:

1. Boosted Productivity: Financial stress often affects employee focus and performance. Maji’s tools reduce financial anxiety, enabling employees to be more engaged, productive, and present at work.
2. Enhanced Employee Retention: Offering a robust financial wellbeing program like Maji demonstrates an organisation’s commitment to its workforce’s long-term welfare, fostering loyalty and improving retention.
3. Customisable Programs: Employers can tailor Maji’s financial wellbeing offerings to align with their workforce’s unique demographics and needs, ensuring the program delivers maximum impact.
4. Informed Workforce Strategies: Employers gain access to anonymized and aggregated data on employees' financial health, allowing them to design targeted interventions and refine their overall benefits strategy.
5. Cost Savings: Through salary sacrifice arrangements managed by Maji, employers can reduce National Insurance contributions, creating a cost-neutral or even cost-saving program.

Special Features You’d Like to Highlight

1. Salary Sacrifice Tools: Maji makes it easy for employees to take advantage of salary sacrifice schemes, allowing them to save on tax while contributing to pensions, health plans, or other workplace benefits.
2. Financial Wellbeing Dashboard: Maji’s platform features a user-friendly dashboard where employees can monitor all their financial activities in one place, from tracking spending to setting savings goals.
3. Customised Financial Education: The platform provides tailored financial education content, including webinars, articles, and videos, designed to meet the specific needs of different employee groups, from young professionals to those nearing retirement.
4. Integration with Workplace Benefits: Maji integrates seamlessly with existing workplace benefits, ensuring employees can access everything from pension tools to savings accounts through a single, streamlined platform.
5. Flexible Coaching Options: Employees can choose how they engage with Maji’s financial experts, whether through in-person sessions, virtual meetings, or on-demand support via chat. This flexibility ensures that help is always available.
6. Innovative Retirement Planning: Maji simplifies complex topics like retirement savings by offering interactive tools that forecast future needs, illustrate the impact of pension contributions, and provide recommendations to close any gaps.