A Brief Overview of Benenden Health's Offerings

Benenden Health offers a comprehensive healthcare plan for businesses at a fixed cost of £15.50 per employee per month, regardless of age or medical history. This plan includes:

• 24/7 GP and Mental Health Helplines: Employees have round-the-clock access to GP consultations and mental health support, facilitating immediate medical advice and emotional assistance.
• Medical Diagnostics and Treatment: When NHS wait times exceed three weeks, Benenden Health provides prompt diagnostic services, including consultations and tests such as scans and X-rays, up to the value of £2,500.
• Physiotherapy: Access to physiotherapy sessions aids in the treatment and management of musculoskeletal conditions, promoting quicker recovery and reducing absenteeism.
• Mental Health Support: Structured short-term support is available for mild to moderate mental health issues, ensuring employees receive appropriate care.
• Rewards and Discounts: Through the "My Benenden Rewards" program, employees can enjoy exclusive discounts on gym memberships, cinema tickets, and various retail products, supporting their overall well-being.

Unlike traditional PMI, Benenden Health's approach eliminates excess charges and does not increase premiums based on claims, making healthcare accessible and predictable for both employers and employees.

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The Main Benefits for Employees

1. Affordable Healthcare Access: For a modest monthly fee, employees gain access to a wide range of private healthcare services, alleviating financial concerns associated with medical expenses.
2. Timely Medical Attention: With services like the 24/7 GP helpline and expedited diagnostics, employees can address health issues promptly, leading to better health outcomes and reduced anxiety over prolonged wait times.
3. Comprehensive Support: The inclusion of mental health services and physiotherapy ensures holistic care, addressing both physical and mental health needs.
4. Enhanced Well-being: Additional perks, such as discounts on health-related products and services, encourage a healthier lifestyle and contribute to overall well-being.
5. Simplified Process: The absence of excess charges and the predictability of costs make it easier for employees to utilise healthcare services without worrying about unexpected expenses.

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The Main Benefits for Employers

1. Cost-Effective Solution: At £15.50 per employee per month, Benenden Health offers an affordable alternative to traditional PMI, which can cost approximately £1,000 per employee annually.
2. Improved Employee Productivity: Access to prompt medical care reduces absenteeism and presenteism, as employees can recover and return to work more swiftly.
3. Enhanced Recruitment and Retention: Offering comprehensive healthcare benefits makes the organisation more attractive to potential hires and fosters loyalty among existing staff.
4. Holistic Employee Support: By addressing both physical and mental health needs, employers demonstrate a commitment to their employees' overall well-being, contributing to a positive workplace culture.
5. Simplified Administration: With a single, fixed cost per employee and no medical questionnaires required, managing the healthcare plan is straightforward and less time-consuming.

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Special Features to Highlight

• No Excess Charges: Employees are not burdened with additional costs when accessing services, making healthcare utilisation stress-free.
• Uniform Pricing: The flat rate per employee, irrespective of age or medical history, ensures fairness and predictability in budgeting for both employers and employees.
• Immediate Access from Day One: Employees can utilise services such as the 24/7 GP and Mental Health helplines immediately upon enrolment, ensuring continuous support.
• Focus on Preventative Care: By providing resources and support for maintaining health, Benenden Health emphasises prevention, which can lead to long-term health benefits and cost savings.
• Not-for-Profit Model: As a mutual society, Benenden Health reinvests surplus funds into enhancing services, ensuring that member needs are prioritised over profits.

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In summary, Benenden Health offers a comprehensive, affordable, and employee-centric alternative to traditional private medical insurance. By integrating their healthcare plan into employee benefits, organisations can foster a healthier, more productive workforce while demonstrating a genuine commitment to employee well-being.